Necessity is the mother of innovation

A small bank, which did not have the funds to pay for expensive real estate, came up with the idea of using other people’s premises: schools, petrol pumps and super-markets. Then they moved seamlessly into a growth path, starting thousands of ATMs and mobile banks. Today, they are one of the largest banks in India. More recently, many banks have introduced the concept of 24-hour direct banking with business being carried out by anonymous people at the end of a telephone. This is neutralizing the competitive advantage, which established banks enjoyed by virtue of functioning from prime sites in Mumbai.

Necessary Steps to Increase Personal Happiness

• The world is in your drawing room, it is clamouring to change your life with more and more sophisticated toys. As a popular saying goes, ‘What separates the men from the boys is just the price of their toys.’ Simplify and go home to what you really need. • The world is like a buffet counter at a five-star hotel. Let’s not grab everything on our plates. Let us be choosy, so that we may avoid spiritual indigestion and physical exhaustion. • Let us replace stress with positive emotions that engender joy. Let us increase our Happiness Quotient (HQ). • Finding a job you love is one of the ways you can immunize yourself against heart problems. • A good marriage is a protective shield against heart attacks. • Merely avoiding negative emotions is not enough; one should consistently cultivate the positive emotions of love, compassion, courage and peace.

The Ideal Householder

The ideal householder leads on earth a consecrated life, not unmindful of any duty to the living, or to the departed. His wife, the glory of his house, is modest and frugal, adores her husband, guards herself, and is the guardian of his house’s fame. His children are his choicest treasures; their babbling voices are his music; he feasts with the Gods when he eats the rice their tiny fingers have played with; and his one aim is to make them worthier than himself. Affection is the very life of his soul, of all his virtues the first and greatest. The sum and source of them all is love. His house is open to every guest, whom he welcomes with a smiling face and a pleasant word, and with whom he shares his meal, courteous in speech grateful for every kindness, just in all his dealings, master of himself in perfect self-control, strict in the performance of every assigned duty, pure, patient and forbearing with a heart free from envy, moderate in desires, speaking no evil of others, refraining from unprofitable words, dreading the touch of evil diligent in the discharge of all the duties of his position, and liberal in his benefaction, he is one whom all unite to praise.

Need of Family Network

Today, however, the family, as the ‘shock absorber of society, to which the bruised and battered individual returns after doing battle with the world,’ in the words of Alvin Toffler in his landmark work Future Shock, is going through a transitional phase. The breakdown of the joint family has led to a loosening of extended family relationships. The powerful mother-in-law of the joint family is emerging as the subdued caretaker of children, helping the educated daughter-in-law augment the double income of all upwardly mobile young couples. The large, amorphous, supportive joint family that supported a wide variety of people and bestowed unconditional love for the crippled, the old and the helpless, has been reduced to the nuclear family where everyone is in sharp focus. Much like the modern corporation, there is no place to hide, no place for passengers, and everyone has to pull their own weight. It is our mission to restore to it its traditional role as a place of rest and healing, albeit in a new paradigm. There should be one person in the family who can cushion the blows of the outside world. Someone who is not too busy to listen, give support, and manage the daily tasks of living. This could even be a paid caregiver or cook. Networking with parents, in-laws, neighbours, domestic help and friends is the key for working mothers.

Give Yourself a Hug

Soon you will be looking at March, 31st the time of financial reckoning and feeling completely drained and knocked out. You are overworked and exhausted and you don’t like the person you see in the mirror. Your doctor does not like the person he sees in your medical reports. Now turn inward and start a personal affirmation account for yourself. Give yourself a big hug for being the most hard working, kind and special person in your life. Invest in a note book which will document your love affair with yourself.

Women’s Day

Mothers, sisters, daughters and other women beloved to us make March 8th a special day of celebration, a day to show, respect, appreciation and love to women. This day cannot be dismissed like all the other days that make Archies cards such a successful business. Even before women appeared on the corporate scene, women were the secret, hidden ingredient that made life worth living. So all of us, men and women, should use this day to write letters of appreciation to all the special women in our life, for the beauty they bring into our lives, for their delicat,e subtle strength and grace under pressure, for their tact and capacity to love, care and selflessly give, till there is nothing left to give. Thirty countries observe it as a National holiday. It is a day to celebrate beauty and motherhood! In Portugal a ‘Girls night out’ is customary. It is a day for us women to enjoy the fact that we are beautifully different from men. Our brain’s communication centre is much bigger. We love to discuss our problems, we are biologically wired to avoid conflict, we care more about character and the capacity to care, than about good looks. We are better at reading between the lines. In short our EQ (Emotional Quotient) is better. Vive la difference!

Enhance Family Attachment

The family provides the love and nurturing required for the survival of children. Affirmation is important when people in our lives appreciate us and express it verbally, tonally, non-verbally. It is important to make sure you give affirmations to all members of the family, particularly the ones to whom you usually send devastating Heat Seeking Missiles (HSMs) like, ‘Why is your room like a pig sty?’ ‘Why do you always forget everything I tell you?’ Make every day an occasion to show how important your family is to you. Children need the security of a simple, dependable schedule. Ambiguity or lack of dependability in family life is known to affect the individual’s capacity to live in a secure long-term relationship in the future. Be a mindful parent. So parents need to devote time on quality food and lifestyle.